books.google.com - Credit or debit? Rent or buy a house? Buy or lease a car? Take or decline the rental car insurance? Renovate the kitchen or finish the basement? Buy stocks or mutual funds?Every day we are forced to make financial decisions, but the right answers all seem to require complicated, mind-numbing research....http://books.google.com/books/about/Worth_It_Not_Worth_It.html?id=sljGpcV81z0C&q=retirement+savings&utm_source=gb-gplus-shareWorth It ... Not Worth It?