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Academy of Trial action accrues action for bodily allowing prejudgment interest amount of damages awarding prejudgment interest backlog beneﬁt cause of action CAUSES AND REMEDIES Certiﬁcate of Deposit claim compensation compound interest conﬁdence considered Cook County corporation or insurance cost system court delay Court of Pennsylvania dant defendant delay expensive early settlement efﬁcacious entitled esteemed Fellow fairness and justice ﬁled ﬁling ﬁnancial ﬁrst ﬁve ﬂow Francis H funds rightfully Honolulu Illinois incentive inﬂicted inﬂuenced injury and death injury or death injustice insurance carrier insurance company Interest at Prime interest in tort interest return Internal Revenue Service judges judicial system jury trial system jury verdict Law Division lawsuit litigants loss Monek National Center national survey personal injury plaintiff post judgment interest pre.trial delay prime rate prior to trial proﬁt reserve fund result settle settlement offer speedier disposition Study Caseﬂow substantive right suffering and disﬁgurement Trial Lawyers victim wrongdoer wrongful death Zeisel