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activities allowed banks American banks bank branching bank failures bank holding companies Bank of Chicago Bank of Japan Bank Structure bank's Banker's Magazine bankers Banking Act banking industry banking regulation banking system bonds borrowing branch banking Bundesbank capital Catherine England central bank chartered city banks Commercial and Investment commercial banks Conference on Bank corporate cost countries country's currency customers Dai-Ichi Kangyo Bank deposit insurance deregulation Deutsche Bank Deutsche Bundesbank economic equity established Federal Reserve Bank financial institutions financial system foreign banks Fuji Bank funds geographic German banks Glass-Steagall Act Global growth increased interest rates interest-rate international finance interstate banking issue Japanese banks Japanese Financial Japanese government keiretsu large banks largest lending loans mergers national banks operations private banks profitable prohibited reform regional banks regulatory Reichsbank restrictions result risk role small banks Structure and Competition Sumitomo thrifts Treasury trust U.S. banks underwriting universal banks World zaibatsu