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26 weeks actual actuary adjustment adopted affiliated orders age at entry age groups allowed amount annuity appropriate arise assets benefit fund benefit is payable calculated Central Fund certificate committee of management consideration corresponding death benefits deposit account district funeral fund employment expected exposed to risk Faculty of Actuaries form F Friendly Societies Act full pay future important income increase Industrial Assurance investments levy management fund Manchester Unity Experience membership method necessary negative values normally number of members obtained paid pay for 26 payable on death payment pension practice profit and loss quinquennial rate of benefit rate of claim rates of sickness reduced regard registered friendly societies Registrar reserve respect Section sick pay sickness benefit sickness claims experience sickness experience standard table surplus or deficiency tion type of benefit unemployment benefit usually valuation balance sheet valuation basis valuation date weeks of sickness withdrawal