The National Credit Card Consumer Protection Act, and the Credit Cardholder Protection Act: hearing before the Subcommittee on Financial Institutions and Consumer Affairs of the Committee on Banking, Housing, and Urban Affairs, United States Senate, Ninety-ninth Congress, second session, on S. 1603 ... and S. 1922 ... January 28, 1986, Volume 4
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TUESDAY JANUARY 28
Paula Hawkins U S Senator from the State of Florida
Emmett J Rice member Board of Governors Federal Reserve System
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aavo American consumer annual fees annual percentage rate aq pxnon average bank card bill card interest rates card users ceiling on credit Chairman competition consumer credit cost of credit cost of funds credit card industry credit card interest credit card issuers credit card market credit card operations credit card rates credit risks creditors customers daily balance disclosure economic Electronic Funds Transfer Federal Reserve Federal Reserve Board finance charges financial institutions grace period interest rate ceilings issue ivhi J.C. Penney legislation lenders lower marketplace MasterCard merchant discount million nasao National Bank payment percent pjbo pjeo pjpo prime rate profit proposed purchases qipajo Rainier Bank Ranck retail Rice Senator D'Amato Senator Dodd Senator Gorton Senator Hawkins Senator Proxmire Slade Gorton statement subcommittee sumer Tpajo usury Visa Washington xpajo