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12 months 12-MONTH MOVING TOTAL 12-MONTH RATE 12/12 rate-of-change curve 12MMT YEAR AGO 3-month 4-page letter 5-Year Forecasts 90-day Treasury Bill AGO 12MMT AGO 3MT AVE average 12MMT average or total basic Early Warning business cycle business statistics Cahners Early Warning companies Construction current and 1972 Current Business December decline Dow-Jones Industrial Average Early Warning Forecast Early Warning Indicator example Forecasting By Quarters Free Reserves growth rate growth trend happen high or low high to high Housing Starts Industrial Production Index Institute for Trend inventories Jerry Hill last low latest Leadtimes—Steel midpoint mirror image monthly orders months the curve moving average MOVING TOTAL Ian nine-year table number of months Perry Patterson plot Projecting Your Curves QUARTER 12MMT Quarter-by-Quarter rate-of-change method seminars sith Survey of Current Treasury Bill Rate Trend Research turning point Warning Forecast Service YL9Z z\IZ