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action administrative agreements to arbitrate American Arbitration Association American Bar Association American Hospital Association American Insurance Association Appendix arbitration agreement attorney award basis closed claims collateral source rule Commission believes Commission's committee compensable event concerned court damages decision defendant develop disciplinary board effective expert fees funds health care providers hospital House of Delegates Illinois informed consent infra insurance companies Interim Report involved issues joint underwriting association judgment jurisdictions jury law and procedure lawyers legislation liability system litigation loss malpractice claims mechanisms medical disciplinary medical liability insurance medical malpractice disputes medical societies ment NAIC negligence parties patient safety program percent periodic payment person physicians plaintiff practice premium costs prevention professional provider-owned rates recommendations regulators require Res Ipsa Loquitur responsibility result risk small claims specialty standard statute of limitations subrogation suit Supporting Reasons supra tion tort law changes tort system trial Uniform Arbitration Act verdict voluntary