1998 Mercer Guide to Social Security and Medicare
More than a dozen changes in Social Security and Medicare occur automatically each year and Congress usually legislates additional changes. Many of these adjustments directly affect the pocketbooks of 44 million people who benefit from these programs. This guide answers the most commonly asked questions in a simple, straightforward fashion and makes complex subjects easy to understand.
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To find approximate benefits See the EasyReference Tables
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20 earned Adjusted Gross Income Aetna Aetna Life Insurance Alive Deceased allowable charge apply for benefits become disabled beneficiaries benefit amount benefit is reduced benefits at age benefits based calendar claim coinsurance coverage covered by Social disabled before age divorced spouse early retirement earned in last earnings limitation earnings record eligible child employees employment enroll family members Health Maintenance Organizations increase indexed earnings Insurance Company MAGI managed care Marilyn Married Couple Maximum Family Benefit Maximum Taxable Amount Medicaid Medicare is primary Medicare tax Medigap monthly benefit monthly premium n/a Yes n/a Normal Retirement Age paid payable payments payroll taxes persons born Primary Insurance Amount qualify Rate Tax reach age 70 receive benefits receiving Social Security reduced benefits reduction factor Retirement Age NRA Security and Medicare self-employed self-employment Social Security Administration Social Security benefits Social Security tax spouse's benefit survivor benefits threshold wages