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Average EinployeeRetiree Share of Monthly Medical Costs
WHAT SUCCESSFUL COMPANlES DO DlFFERENTLY
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10th percentile 65 and older Average Cost Increases average total cost Beneﬁt benefit programs change management chronic conditions companies I High-cost Composite i.e. consumer-driven health plans Corporation cost companies Cost Survey Costs and Cost costs per employee Covered Group culture of health employee/retiree plus spouse employees and retirees employers are paying Energy/utilities family combined family coverage FAS 106 liability flat dollar terms Health benefits health care costs health care coverage Health coach Health System high-cost companies high-cost counterparts implement in 2007 implemented/will implement industry ln flat dollar lnternational lnc low-cost companies manage their health medical plans combined Medicare Advantage Monthly Medical Costs panies paying 79 percentile I 50th Perrin 2007 Health Plan Type active population health PPOs premium prescription drug Reinsurance retiree-only coverage Retirees age 65 Retirees under age spouse and family survey respondents survey results Towers Perrin 2007 Type active employees wide variation year's survey