30 Levels to Financial Freedom for Regular People

Front Cover
Dog Ear Publishing, 2008 - Business & Economics - 164 pages
2 Reviews
This book is a description of the processes my family has gone through to get to where we are today. I'm retired at 55, and we own our home and three cars. We have no debt. We pay no interest, and most important, we're methodically saving to replace items as they break or wear out (which of course is virtually everything we own). The pages of the book provide the reader with the 30 levels that must be achieved to place you and your family in a debt-free, stress-free financial situation. Each step improves your position. It's a financial lifestyle. A lot of books have been written on this topic. This book is unique in several ways. The book is short and blunt. That's because the solutions are simple. I don't waste your time. I provide forms that will aid you in your planning. Also included are illustrations to drive home a few points. Most importantly, you'll learn how to set up a Replacement Fund. I learned about the importance of a Replacement Fund when we were investing in real estate. I think the Replacement Fund concept is the most important difference when you compare this book to other books on the market.

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30 Levels of Financial Freedom for Regular People

User Review  - jastal - Borders

“In 30 Levels of Financial Freedom for Regular People Tom Rees has made solutions to personal financial problems easy to understand. He takes a complicated subject and provides simple solutions in a ... Read full review

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User Review  - bookman - Borders

I actually decided to buy this book after reading the index. It was like reading all the things I didn't do but wished that I had in my modest financial life. If a person had to take all of the ... Read full review


Document your new plan living expenses and income goals for each
You must understand and accept this
Document your current living expenses
Document your items that will need
Determine the financial results if
of the next 5 years
Meet with your significant other and tell them what you are doing
Cancel subscriptions memberships etc
Begin paying cash for everything Stop using all credit cards
Pay all bills well before they are due and avoid all late payment fees
Reevaluate your Medical and Dental insurance
Reevaluate your Automobile Insurance
Reevaluate your Homeowners or Renters Insurance
Reevaluate your Life Insurance
Pay off and cancel your credit card with the lowest balance

Discontinue all investments
Adjust your banking accounts
Sell everything you do not need
Pay off and cancel your credit card with the next lowest balance

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