AARP Master Your Debt: Slash Your Monthly Payments and Become Debt FreeAARP Digital Editions offer you practical tips, proven solutions, and expert guidance. The world of borrowing and debt management has changed dramatically, leaving people confused about how best to secure their financial future. This book is the only guide with detailed advice to help you become debt free or master the debt you have, based on the latest laws and new government programs and policies implemented under the Obama administration. Is the information and advice on debt management different than in years past? Definitely. In this savvy, engaging guide, bestselling financial expert Jordan Goodman will tell you how to
Master Your Debt recommends many pioneering strategies as it lays out an innovative plan for achieving the elusive goal of financial success. The book is filled with helpful web sites, toll free numbers, associations and government agencies, and vetted companies and services to help you implement this advice. In today's volatile economy, getting out of debt is the key to surviving and thriving, and author Jordan Goodman provides you with the strategies and tools to live debt free. |
Contents
And Now On to the Good Stuff | |
How to Wipe Out Your Balances Once and for All | |
But First Do You Really Need a Car? | |
Shop Before You Shop | |
Should You Use a Buyers Agent Broker or Buying Service? | |
How to Pay for Your Car | |
Getting the Best Loan | |
Save Save Save | |
Do a Risk Test | |
Analyze Your Debts | |
Are You in Trouble? | |
How Credit Reports Work | |
Check Your Credit Reports | |
What to Look For | |
Its Your Score That Really Counts | |
How to See Your Scores | |
Do You Have a Good Grade? | |
You Can Improve Your Credit Score | |
Learn the Basics | |
Then What? | |
Prevention Is Easier Than Cleaning Up Later | |
About Fraud Alerts and Credit Freezes | |
You May Already Be a Victim | |
How to Shop for a Mortgage | |
The ArcLoanOne VariableRate Loan That I Like | |
Should You Refinance? | |
Home Equity Lines | |
Reverse Mortgages | |
Shared Equity Arrangements | |
Paying Off Your Mortgage Early | |
Why It Works | |
Its Not for Everyone | |
Do It Right | |
Broaden Your Scope | |
A Look at the Landscape | |
Finding the Best Cards for You | |
How Many Cards Should You Have? | |
A Debit Card Is Not a Substitute for a Credit Card | |
All That Fine Print | |
The List of Shame | |
Learn How the Financial Aid Game Works | |
Tough Decisions | |
The Bills Come Due | |
New Options from Uncle Sam | |
How Much Trouble Are You In? | |
Desperate Times Desperate Measures | |
Working with Creditors | |
Student Loan Troubles | |
How to Choose a Credit Counseling Agency | |
The Debt Management Plan | |
Those Pesky or Worse Collection Agents | |
Saving Your Home by Fixing Your Loan | |
Get the Right Kind of Help | |
The Last Resort | |
Staying Healthy without Making Your Bank Account Sick | |
There Are Two Forms of Consumer Bankruptcy | |
The Chapter 7 Means Test | |
Get Help | |
Before You File | |
What about Your House? | |
Life after Bankruptcy | |
Rebuilding Your Credit Score | |
Clean Living | |
Building Wealth Getting Squeezed | |
Countdown to Retirement | |
Early Retirement | |
The Second Half of Retirement | |
Attitude Is All | |
Polish Your Skills | |
Guiding Principles | |
General Resources | |
Topical Resources | |