A Debtor's Diary: A Year in the Life of an Insolvent Baby Boomer

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AuthorHouse, 2012 - Fiction - 408 pages
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Callie Clarke is in debt. Not through any fault of her own; no one could accuse her of being a "spendaholic" or a "shopaholic"—she simply squanders all her income on the mortgage repayments and household bills and has to do her food shopping on credit cards if she wants to eat each month. Once she was a young mom with a husband and two small sons. Then her husband left, and she had to bring up her boys on her own. Now they are grown up, and Callie is middle-aged, but the small borrowings have escalated over the years and accumulated like rolling a snowball to make a snowman, but this particular "snowball" has rolled its way steadily through two decades and is now of a humungous size, big enough to crush her if she's not careful. Juggling debts has taken over Callie's life (almost). Clearly, something needs to be done, but what? Join Callie as she battles her way through a maelstrom of debt, desperately trying to find solutions to her problems, while at the same time holding down her secretarial job and engaging in all aspects of family life in Tony Blair's Britain in the first decade of the twenty-first century, occasionally seeking solace in the past as she looks nostalgically back to what now appears to be simpler times when all she wanted was to be Hayley Mills. It is a story about struggle and hardship but also of the strong bond of love and affection that family members have for one another, the importance of family life over everything else, and ultimately, the triumph of that love, coupled with faith and hope, over adversity.

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About the author (2012)

This book is about a person sinking deeper and deeper into debt through no fault of her own, not because she is a "spendaholic" but because she simply does not have enough money to live on. It is told with warmth and humour whilst at the same time paying due regard to the misery and despair this situation causes., It is a story woven very loosely around facts taken from my own diary at about that time but is nevertheless very definitely a work of fiction, whilst being factually accurate. It not only covers the issue of debt but is a snapshot of most aspects of family life in Tony Blair's Britain in the middle of the first decade of the 21st century. It also contains a well-deserved kick in the pants of Government, Banks and Authority in general, and although the issue of debt is not resolved by the end of the book, it is being coped with, so the novel is ultimately uplifting., It is an ideal book for the current economic climate because it is about a situation many thousands of people find themselves in. Finally, having read it I am sure will agree it is a story that desperately needs to be told., I have met representatives of D.C. Thomson & Co. Ltd. to discuss ideas I submitted for comic strip stories., I have had a story serialised in My Weekly under the pseudonym Juliet Moore, which told the story of the breakup of my marriage. The editor said he liked the fact that this was a tragic story told with warmth and humour. I hate reading anything depressing. I am a great believer in the triumph of love, faith and hope over adversity and I think this is reflected in my writing.

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