A Survival Guide to Debt: How to Overcome Tough Times & Restore Your Financial Health

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Greenleaf Book Group, 2009 - Business & Economics - 282 pages
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For readers who are paying bills with credit cards, cringing every time the telephone rings, avoiding stacks of unopened overdue notices, or facing foreclosure, Mitchell L Allen offers a practical resource full of hope. In this guide Allen empowers readers to make smart choices about how to emerge from debt and recover from the devastating financial and emotional effects of hard times. Unlike other debt-relief authors, Allen doesn't focus on bankruptcy or avoiding bankruptcy; he presents all of the options available and explains how to take advantage of them. He teaches readers: How to deal with financial trouble on their own, including negotiating with creditors; Where to find professional help with debt problems; How to determine if bankruptcy is the best solution; How to file for bankruptcy; How to regain control of their lives and their finances -- forever. Filled with proven and effective strategies for finding a way out of the debt forest, this guide provides the dearest path from debt-induced insanity .to financial security.
 

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A Survival Guide to Debt: How to Overcome Tough
Times and Restore Your Financial Health
Author: Mitchell Allen
Publisher: Greenleaf Book Group Press
ISBN: 978-1-929774-70-8
While we may hear alot more about consumer debt and bankruptcy today, it's been an ongoing problem for numerous families for quite awhile. As the President of a non-profit debt education organization, author Mitchell Allen has worked with over 200,000 financially troubled people. This book covers a wide variety of topics, from the warning signs of financial distress, managing the emotional stress of financial problems, making a plan to get out of debt, and more. Much more than a "how to budget" book, the author simply and straightforwardly explains the options available for dealing with money problems, offering both hope and practical advice.
I've personally read lots of financial books and manuals, and taken classes in personal finance and educating people about personal finance. This guide covers more alternatives and offers more advice, information and actual useful content than any other single source I've ever come across, including college level classes that lasted an entire semester. The author makes the information available in a helpful and easy to comprehend manner, and unlike some guidebooks you don't need a financial background to decipher it. I would highly recommend this as the "go to" manual for dealing with financial problems and debt.
 

Contents

III
13
IV
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V
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VI
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VII
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VIII
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IX
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X
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XIII
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XIV
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Copyright

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About the author (2009)

Mitchell L. Allen is the cofounder, president, and chairman of Debt Education and Certification Foundation, a leading provider of personal debt management courses. Courses he helped develop have been used in over 100,000 counseling sessions, and he has personally conducted more than 1,000 interviews with individuals in financial crisis.

Bibliographic information