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A SKETCH OF LIFE INSURANCE IN AMERICA
EARLY HISTORY OF LIFE INSURANCE AND THE FOUNDING
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actuary agency agents American life insurance amount of insurance ance Annual Report annuity application Armstrong Investigation Bank began benefits Board of Trustees bonds business cycle capital cash Chapter commissions Company's corporation cost death deferred dividend double indemnity earnings economic Elizur Wright Emory McClintock Equitable examination expenses experience extra premiums Finance Committee funds Guaranty Trust Co Homans home office Ibid income increased industrial institutions insurance business Insurance Committee insurance companies insurance contracts Insurance Department insurance in force interest investment issued John V. L. Pruyn losses McCurdy McCurdy's ment Minutes mortgage loans Mutual Life Insurance Mutual Life's ordinary paid panies payment percent period persons policy loans policyholders portfolio railroad rates real estate reserves risks salary securities selection surance surplus surrender value Terence O'Donnell tion tontine underwriting United vice president Winston York Insurance