A Commercial Bank's Microfinance Program: The Case of Hatton National Bank in Sri Lanka, Parts 63-369
World Bank, Jan 1, 1997 - Business & Economics - 34 pages
World Bank Technical Paper No. 360A. Recent experience confirms that participation of farmers in managing parts of an irrigation system and collecting water charges usually results in a more efficient use of water. To be effective, farmers in the hydraulic unit would need to organize themselves by establishing a water users' association. This paper presents a comparative study of the legal framework for these associations in Colombia, India, Mexico, Nepal, the Philippines, and Turkey. Building on the theory that participation of farmers in managing and operating parts of an irrigation system will result in an optimum use of water, the document analyzes in a comparative manner how each of these countries addresses the basic aspects related to the establishment and functioning of such associations. Additional emphasis is placed on the collection of water charges. Language editions also available: * English--Stock No. 13908 (ISBN 0-8213-3908-7) * Russian--Stock No. 14287 (ISBN 0-8213-4287-8).
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Poverty Alleviation Programs
GP Deposits and Loans Outstanding
Summary and Conclusions
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administrative agricultural cultivation Ambalantota GP unit Annex Table Anuradhapura Asiaweek BancoSol Bangladesh Bank Societies bank's banking services Chart Comparative Highlights Computed from data data provided Davao Cooperative Bank deposit accounts deposit balances depositors deposits mobilized downscaling enterprises excess deposits Gampaha Garni Pubuduwa program GP clients GP deposit GP loans outstanding GP officer GP operating GPUs Hatton National Bank head office HNB's GP program HNB's microfinance HNB's regular households Indonesia interest expense K-REP Loan Amount loan portfolio Loan Recovery loans granted microenterprise microfinance borrowers microfinance institutions microfinance operations microfinance programs million National Bank Limited NDTF operating surplus participation poor possible loan losses poverty pyramid profitable programs in Sri provided by Hatton Puttalam ratio regular commercial banking Report revenues rural areas Rural Rural SANASA Sarvodaya SEEDS-REP Shahidur Sri Lanka surplus deposits total loan approvals total number transaction costs transfer pricing value of loans village bank World Bank