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List of Illustrations
The Collection Process i 24
19 other sections not shown
agreement amount annual percentage rate areas assets balance bankruptcy banks behavior bills borrower budget Casework cash Chapter 13 client Client Tasks collection attorney Collection Procedures comaker companies Consumer Alternatives costs counseling agency counseling process counselor Counselor Tasks court Credit Line credit unions creditor debt payments debt proration debtor deductions default delinquent determine diagnosis exempt federal feel fees finance charge financial counseling financial problem foreclosure funds goals help the client home improvement homeowner Ibid income increase individual inflation installment contracts interest rates investment involved judgment lender lien living expenses loan month monthly payments needs negotiate obligations obtain paid percent percentage personal property proration purchase reduced refinancing relationship repay repayment repossession retirement savings account security interest self-awareness signature loans Social Casework term unsecured unsecured creditors usually wage assignment wage garnishment