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CHAPTER IVCAUSES OF DISABILITY
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ability active life reserve active lives Actuarial adjustment aggregate amount of insurance annual premium annuity-due applicable becoming disabled calculation Class clause combined mortality company’s continuance contract Court disability annuity disability benefits disability claims disability coverage disability income disability occurs disability premium disability table disabled life annuities disabled lives due proof endowment policy event of disability event of total experience face amount formula g months Hunter's income payments instalment benefit Insurance Company insured’s Inter-Company issued limited payment ment method mium mortality and disability obtained occupation Ordinary Life policy paid payable pension fund permanent disability premium benefit premiums and reserves premiums waived present value proof of disability rate of disability rates of termination receipt of proof recovery retroactive standard provisions surrender values termination rates three months tion total and permanent total disability tuberculosis type of benefit waiting period waiver benefit waiver of premium