American Credit Repair: Everything U Need to Know About Raising Your Credit Score

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McGraw Hill Professional, May 1, 2008 - Business & Economics - 272 pages
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The Definitive Guide to Raising Your Credit Score

Whether you're recovering from financial problems or need to pump up your score to qualify for a mortgage, you need reliable information and expert guidance to fix and improve your credit rating. Drawn from years of experience helping thousands of consumers, American Credit Repair empowers you with “Everything U Need To Know...” to raise your credit score.

Everything U Need to Know about
Credit Repaire

  • Obtaining and understanding consumer credit reports
  • Correcting past mistakes and planning for the future
  • Disputing inaccurate data on your credit file
  • Dealing with collection agencies
  • Avoiding foreclosure and bankruptcy

BONUS CD-ROM FEATURES: Ready-to-print forms and letters to repair your credit on your own plus vital consumer protection resources you can't do without, and much more!

 

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LibraryThing Review

User Review  - chsbellboy - LibraryThing

Decent discussion of methods for obtaining credit reports and disputing errors. However, over half of this book is a print out of law that is freely available on the internet. The valuable insight of the book is limited to less than 100 pages of the over 300 pages of text. Read full review

Contents

Introduction
1
The Basics of Credit Reporting Part I The Agencies and the Laws
3
The Basics of Credit Reporting Part II The Data
11
The Basics of Credit Reporting Part III Who Is Entitled to See Your Credit File
19
Your Credit Report Getting a Free Copy For Real
37
Understanding Your Credit Report How to Read the Big Three
49
Repairing Your Credit Report Part I The Dispute Process
55
Repairing Your Credit Report Part II The Dispute Letter
79
Raising Your Credit Score in 10 Days Fast Fixes When Applying for a Mortgage
147
Marriage Divorce and Credit Being Prepared
161
Youve Been Served What to Do When a Creditor Sues You
171
How to Establish or ReEstablish Credit The Building Blocks
181
Conclusion
189
The FCRA Fair Credit Reporting Act
191
The FACT Act Fair and Accurate Credit Transactions Act
277
The FDCPA Fair Debt Collection Practices Act
341

Repairing Your Credit Report Part III When Things Dont Go Your Way
93
Collection Agencies How to Deal with These Bad Guys
103
How to Deal with Secured Accounts Plus Student Loans Tax Liens
131
Bankruptcy The Pros and Cons of Filing
141
Bonus CDROM The American Credit Repair Resource Center
365
Index
367
Copyright

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About the author (2008)

Trevor Rhodes is founder and CEO of AmerUSA, the nation's leading tenant credit reporting agency.

Nadine Smith, Esq. is a respected credit attorney, concentrating in consumer debt and tax law.

Bibliographic information