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Age Under 35 agents 15 American Express Argue About Money ATM's automatic teller machines Average amount Barber shops/beauty salons better deals Blue collar brokerage firms buy insurance college educated comfortable credit cards Demographic Characteristics dual-income households earnings spent Education Col lege fairly financial advice financial professional financial services H.S. graduate higher income Household Income $50,000 ideal age income bracket income saved/invested income segments insurance agent insurance companies IRA account JCPenney Keogh account know/no answer lege educated loan dollars loans and credit lower income Managerial/Professional MasterCard Money Magazine Money market accounts Money market funds monthly installment payments Mortgage multi-service financial institutions mutual funds Non-H.S. graduate past 12 months personal computers personal financial situation poor money managers prefer to buy primary residence questionnaire satisfied saved or invested savings accounts savings and investments single-income households spending less spent on monthly think about money Total types of insurance White collar worry about money