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DETERMINANTS OF EXPENDITURE PATTERNS
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Age of Head Amount paid analyzed Basic Needs Survey budget shares car payment Cell Mean Income children 92 classified as follows Clemson University clothing comparative budget computerized budgeting program Consumer Expenditure Survey consumption patterns Crockett and Friend Dollar Watch program Education of Head expenditure categories expenditure data expenditure patterns Explained Variance family head Farm 66 furnishings and equipment grand mean Head 18 head Race household household operations Housing Tenure Own/buying income group income spent income variable independent installment debt item by families Married couple Mean Income Low Medical Michigan State University Number of earners percent of income personal interview predicted to spend predicted values Predictors Income Low Race of head Race White recode Related adults Research respondents sample Significant Predictors Speedy Spend SPSS telephone interview Three Four Five user budget Utilities vehicle maintenance Wisconsin Basic Needs youngest child 12-17 youngest child 6-11