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REVIEW OF LITERATURE
CONCEPTUAL MODEL 2 9
DATA EMPIRICAL MODEL AND ESTIMATION PROCEDURE 4 0
3 other sections not shown
Aliq2 Aliq4 Aliql assets to total attitudes toward risk average financial risks behavioral economics classification coefficient differences college education Consumer Finances consumption consumption function cycle stages Deacon and Firebaugh demand variables Descriptive Statistics different savings behavior dummy economic and psychological empirical research employment status existence of children existence of debt family life cycle family needs family resource management higher proportion homeownership income hypothesis interdisciplinary approach investment Katona labor force LC4 LC5 LC6 life-cycle hypothesis lower proportion marital status middle life cycle Mills ratio Multiple Regressions negatively related number of parameters older life cycle organism variables output Percent in parentheses permanent income hypothesis pooled regression proportion of liquid reasons for savings resource management model risk and liquidity savings motives savings studies significance of demand SSE2 SSE3 SSE4 Stages without Demand statistical significance stimuli variables Survey of Consumer TABLE test for coefficient throughput wealth management zero liquid assets