Are You Behind the Eight Ball
Debt typically represents the most difficult financial hurdle for most Americans to overcome. As a result too many of us are unable to enjoy any form of financial success. 'Are You BEHIND the 8 Ball? Six Cornerstones of Financial Freedom' is a book aimed primarily at young Americans, but with material of interest to all people. The principal goal is to raise the level of awareness and anticipation in all areas of personal financial planning before being subjected to the pitfalls that so many adults are afflicted with. The book navigates key focus areas ranging from budgeting and debt elimination to home purchasing and investing, ending with discussions on long term care and estate planning as well as an understanding of the tax landscape in America. Preparation, patience and discipline are possibly the three most important ingredients of financial success for all individuals.
What people are saying - Write a review
We haven't found any reviews in the usual places.
Chapter 2Eliminating Debt
Chapter 3Home Ownership
3 other sections not shown
addition advance directive allows Americans amortization schedule amount annual average beneficiaries Bracket cash consumer consumer debt contributions corporate bonds costs credit card companies credit card debt disposable income dollar dollar cost averaging earn eliminated employee example expenses federal financial freedom gift goals greater growth guarantee HELOC home equity loans home prices homeowner household income statement income tax individuals interest payments interest rates investment options investment vehicles investor liabilities long-term marketplace month Monthly Minimum monthly payment mortgage payment mutual fund nursing home offer one's paid percent percentage period personal finance portfolio premium primary residence principal real estate regular IRA result retirement revocable living trust Roth IRAs savings accounts savings plans Section 529 Plan sell Social Security spending spouse stocks and bonds student loan tax deductible tax-deferred savings taxable income Term types typically U.S. Treasury bill usually worth