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Are Formal and Informal Firms Really Different?
Financial and Credit Viables
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Abagi African African African owner age of owner Analysis and Research Armidale Arne Bigsten choice of formality Coefficient Std error debate denote significance Discussion Paper dummy variables dynamic Economic Development Education in Kenya entrepreneurs ethnicity EVIDENCE FROM KENYAN factors firm age Firm Growth FIRMS REALLY DIFFERENT formal and informal formal companies formal firms formal sector formal small firm formality status garages and metal Goteborg growth potential human capital informal enterprises informal firms informal sector informal small firms Institute of Policy ISBN jua kali enterprises jua kali sector Karl Lundvall KENYAN MANUFACTURING Kimuyu and Karl labour Maize manager manufacturing firm McCormick metal fabricators Mombasa Nairobi non-African-managed formal number of workers Nyangito output Overdraft facility Owino Owner's father Panel data Peter Kimuyu Policy Analysis Primary Education Probit R-square sessional paper small enterprises small scale Soderbom status at start-up stochastic frontier production urban value-added tax Variables Obs Formal World Bank