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Adjusted for Consumer adjusted measure based on data Board of Governors Budget Office calculations business saving capital consumption capital stocks Congressional Budget Office consumer durables conventional measure dards Defined-Benefit Pension Department of Commerce depreciation durables and government economists effect existing assets federal debt federal deficits Federal Reserve Board further discussion government investment gross domestic product gross national product gross saving household saving human capital income and product increase inflation interest flows interest rates James Tobin market value measure of national measure of saving ment national income national saving rate NIPA measure NIPA Net National nonmilitary investment Office calculations based percent percentage of gross personal saving rate prices of existing private saving product accounts quality-adjusted rate of saving real rates reduced Replacement Prices retirement saving and investment Saving Rate Adjusted sectors SOURCE spending Standard theories sumer Table tion tional saving rate U.S. Dollars United value of federal wealth