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Willingness to Borrow for Various Purposes
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aid applicants AMERICANS TOWARD BORROWING attitude and behavior attitude toward educational attitude-behavior relationship Attitudes of Americans attitudes toward borrowing blacks BORROW FOR EDUCATIONAL borrow money borrowing to finance Carlson CD CD characteristics of student college attendance costs compared to white Consumer Finances educational attainment educational loans enrollment decisions favorable attitude Federal Reserve System Figure finance educational expenses financial aid research Gender gift aid grants to loans guaranteed student loan high school graduates higher educational opportunity Hispanics household income income intervals increased least favorably low income Mortenson oo oo oo Ov Pell Grant percent population positive attitude precollegiate probability of defaulting proportion public policy race/ethnicity reasons for borrowing social psychologists student financial aid student loan defaults success in college Surrey of Consumer survey participants survey respondents Thomas G tuition willingness to borrow Wilms