Automobile insurance: hearings before the Subcommittee on Commerce, Consumer Portection, and Competitiveness of the Committee on Energy and Commerce, House of Representatives, One Hundredth Congress, second session, April 14, June 16 and October 7, 1988, Volume 4
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accident victims Allstate ALLSTATE INSURANCE COMPANY American Insurance Association ance assigned risk plan auto body auto insurance auto insurance rates auto plan auto repair auto theft automobile insurance average bad drivers benefits bodily injury body shops bumper carriers Chairman claims collision competitive consumers court coverage crash damage economic efficient expenses factors fault system Federal Florio fraud going Hsia Ingham inspection insurance companies insurance industry insurance system involuntary Jersey Kopsick lawsuits legislation look loss experience mandatory Maryland mechanism Merin Michigan million motor vehicle Motor Vehicle Theft motorists no-fault system North Carolina paid Pennsylvania percent policyholders population population density premium dollar private passenger problems profits regulators reinsurance repair costs replacement residual market result Snyder statement surance things tion tort underwriting unibody vehicle inspection verbal threshold voluntary market York