Automobile insurance: hearing before the Subcommittee on Commerce, Consumer Protection, and Competitiveness of the Committee on Energy and Commerce, House of Representatives, One Hundred First Congress, first session, February 8, 1989, Volume 4
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A.M. Best accident American Insurance Association antitrust exemption Assigned Risk auto insurance rates automobile insurance average BASIC P.I.P. California Carlson Chairman charge Cheek claims collision Commissioner competition consumer coverage crashes criteria deductible driving record example expenses Farmers Insurance fault Federal filed Florio going Gurrera health insurance higher Hunter IIAA increase individual insurance companies insurance costs insurance industry Insurance Services Office Jersey Klagholz lawsuits legislation LESLIE CHEEK loss costs marital status McCarran-Ferguson Act Michigan Newark Nielson no-fault insurance no-fault laws payments percent person policyholders premium dollar problems PROPERTY DAMAGE Proposition 103 rated territory rating classifications RATING FACTOR rating organizations rating system reduce regulation repair repeal residual market Ritter Shah surcharges territorial rating theft tort reform TORT THRESHOLD TOTAL PREMIUM VEHICLE UN/UNDERINSURED MOTORISTS underwriting urban areas USAA verbal threshold Voight voluntary market