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AUTOMOBILE INSURANCE COST FACTORS
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A.M. Best accident and health annual premium charges at-fault party automobile accident victims automobile insurance system bodily injury liability Chevrolet Impala claim losses claim service comparative negligence compensation for economic compensation for pain compensation paid consumers cost of insurance County District Court coverage limits deductible dollar threshold Earned Premiums economic loss benefits Expense Costs Farmers Insurance Group filed first-party benefits five largest insurers Hennepin County District important increased injured person injury protection benefits injury protection coverage Insurance Company insurance coverage Insurance Division insurance policy insurers in Minnesota investment income issue liability claims liability insurer loss adjustment expenses mandatory offer medical costs minimum coverage requirement Minnesota Supreme Court No-Fault Act no-fault insurer objective pain and suffering percent personal injury protection policyholder premium dollar premium rates Private Passenger Automobile public policy risk stacking subrogation Supreme Court tort action tort thresholds underinsured motorist coverage uninsured motorist coverage