Automobile Insurance Reform: Hearing Before the Joint Economic Committee, Congress of the United States, One Hundred Fifth Congress, First Session, March 19, 1997 |
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105th Congress Abrahamse add-on Andrew Tobias ANF under choice auto insurance premiums auto insurance system Auto-Choice automobile insurance average billion Bob Hunter bodily injury California Chairman choice plan choice system Civil Justice compensation costs compensation paid Congress Continues under tort costs of compensating drivers who elect economic loss effects elect ANF estimate expenses Fault Insurance fault systems Federal fraud Governor Whitman Institute for Civil insurance commissioner insurance companies insurance industry insured drivers Jeffrey O'Connell Jersey JOHN DOOLITTLE Joint Economic Committee low income lower premiums Manhattan Institute Maryland Michael Horowitz Michigan N/A N/A N/A No-Fault Insurance no-fault law noneconomic loss unless opt for ANF option pain and suffering personal injury coverages PIP benefits premium savings property damage Proposition 103 purchase reduction Representative Saxton September 24 state's current system Stephen Carroll supra note switchers tort reform total premiums transaction costs uninsured motorist Voter Revolt wage loss York