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THE PRESENT SYSTEM OF AUTOMOBILE
AUTOMOBILE INSURANCE REFORM
AN ORDERING OF PRIORITIES
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advance payments allocation of costs American arbitration assigned risk auto automobile accident reparations automobile insurance reform basis bodily injury Collateral Source Doctrine Collateral Source Rule Columbia Report compensation insurance compulsory insurance contingent fee court damages designed deterrent direct insurance dividuals drivers Dual Protection Policy effect extent financial responsibility laws function goal income individuals injured party insolvency insurance company insurance industry insurance rates involved judgment-proof jurisdictions legislation liability carrier limits malapportionment maximum ment motor vehicle liability Multiple Benefits Plan needs negligence operation pain and suffering payable Personal Accident Benefit Personal Accident Coverage policy of motor premiums present system principle problem recover recovery reparations system result Saskatchewan Section social Solvency Assurance strict liability subrogation surance system of automobile tion tiple tort judgment tort law system tort liability tort suit tort system tort-feasor traditional uninsured motorist protection vehicle insurance vehicle liability insurance wage loss benefits