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action Aetna aﬁ’d Amsterdam Casualty Ass’n Auto automobile Beneﬁt breach California cancellation clause Commercial Casualty Conn Connecticut contract Corp court coverage damages defendant deﬁnitely demnity Employers estoppel Fidelity & Casualty Fidelity & Guaranty ﬁre Fire & Marine ﬁrst Georgia Glen Falls Globe Hanover Fire Hartford Fire held Home Illinois Indemnity injury insurance company insured’s Iowa Jersey judgment Kans Kentucky Liability Assur loss Lumber Maryland Casualty Mass Massachusetts Metropolitan Metropolitan Casualty Michigan Minn Minnesota Missouri Motor Mutual Casualty Mutual Fire N. J. Misc N. Y. App named insured National Nebraska North Carolina notice Oakland Motor Car Ohio Ohio App Okla omnibus clause operation Paciﬁc party Pennsylvania person Phoenix plaintiff plaintiﬁ Plate Glass policyholder premium protection provision speciﬁcally Standard Accident statute subrogation Surety Tenn Texas tion ualty United States Fidelity vehicle waiver Wash Wisconsin York