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Institutional Structure and Corporate Goals
Evolution of Loan Policies 195076
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activities amortization amount assets average Bank Lending Bank of England basis billion borrowers capital collateral commercial banks commercial loan commitments constraints consumer credit consumer loan corporate costs countries credit card credit risk currency customers dealers decisions deposits domestic earnings Edge Act Edge Act corporation equity established Eurocurrency markets Eurodollar evaluation Federal Reserve funds growth guaranty home office increase indicated instalment loans institutions interest rates investment large banks leasing liability limits lines of credit liquidity loan officers London long-term major maturity maximum ment monetary mortgage bankers mortgage loans obtain operations options outstanding overseas participation percent percentage period prime rate probably problems programs purchased reason regulatory respondent banks restrictions result revolving credits risk exposure securities short-term significant sources specific structure subsidiaries supporting balances syndicated Table term loans tion types U.S. banks unsecured Wall Street Journal yield spreads