Benefit/cost Approach: An Evaluation of Differential Rate of Interest Scheme
Study of a scheme introduced in 1972 by the Reserve Bank of India to assist low income groups with financial assistance at concessional rate of interest; based on data from Gujarat State.
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Conceptual Evolution of Priority Sector
Banking System and Priority Sector Lending
16 other sections not shown
190 beneficiaries 653 beneficiaries activity-wise aggregate level agriculture Bank of Baroda Bank of India Bank of Saurashtra Baroda basket weaving beneficiaries covered Beneficiaries to total Benefit/Cost Ratio cent Beneficiaries commercial banks Cycle Rickshaw Pulling Dairy Dena Bank Differential Rate districts DRI loan DRI scheme economic Elasticity eligible equations ficiaries field survey financing institutions Gandhinagar Government of India gross income Gujarat handloom weaving higher loan implementation income effect income position indicated Interest Scheme Junagadh Khedbrahma large number level of gross loans sanctioned non-beneficiaries number of beneficiaries operating expenses overall Post-DRI loan period Present Worth public sector banks quantum of loan rate of interest Reserve Bank respectively retail trade Rural Activities Rural Beneficiaries rural sector Saurashtra scheduled castes scheduled tribes semi-urban Sensitivity Test servicing cost subsidy target total sample upto urban sector value of assets Vending Fruits vending glasswares weaker sections Worth of Benefits Worth of Costs