Budget Management: Budgeting 101 from Theory to Practice; Become a Master Planner and Manager of Your Personal Finances

Ashley Desjardins

Independently Published, Jul 11, 2019 - Budgets, Personal - 112 pages

Quickstart Guide to Master Your Personal Finances and Your BudgetBudgeting is arguably the single most important factor that determines the state of your personal financial affairs - the power of proper budgeting cannot be overstated, but it only works if you know how to do it right! Need to be a better budgeter?With this guide you will be armed with the fundamental knowledge you need to succeed at budgeting and give your personal finances a complete makeover. You'll also learn how to avoid making mistakes that could prevent you from achieving your financial dreams!Here is a preview of what you will learn in this guide:

• Introduction
• Chapter 1: Budgeting Basics and Benefits
• Benefits of budgeting
• Budgeting styles
• Chapter 2: Creating A Basic Budget Step-by-Step
• Determining your net worth
• Creating Chris' budget
• Chapter 3: Budget Busts 1 and 2 - College and Housing
• Paying for college (before and after)
• Budgeting for housing
• Chapter 4: Budget Busts 3 and 4 - Debt and Retirement
• Tackling debt
• Saving (and paying) for retirement
• Chapter 5: Most Common Pitfalls When Trying to Follow A Budget
• Pitfall #1: Not knowing exactly where your money is going each month
• Pitfall #2: Not accounting for unexpected expenses
• Pitfall #3: Having the exact same budget for every month or season
• Pitfall #4: You are impatient
• Pitfall #5: Budgeting stress you out
• Chapter 6: How To Reduce Your Spending
• Decide how much money you want to save
• Try a spending freeze
• Take a closer look at your budget categories
• Take steps to cut spending in specific categories
• Chapter 7: Getting Help With Budgeting
• Professionals
• Education resources
• Best online budget tools
• Best apps for budgeting
• Conclusion
• And So Much More!

Even if you have no background in budgeting or personal finance, have no fear! With this guide in your hands that will not be a barrier for you any longer. Learn how to successfully budget and get your personal finances in order when you grab this guide now!

Bibliographic information

• Title: Budget Management: Budgeting 101 from Theory to Practice; Become a Master Planner and Manager of Your Personal Finances
• Author: Ashley Desjardins
• Publisher: Independently Published, 2019
• ISBN: 1079599606, 9781079599602
• Length: 112 pages