Budget Management: Budgeting 101 from Theory to Practice; Become a Master Planner and Manager of Your Personal Finances

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Independently Published, Jul 11, 2019 - Business & Economics - 112 pages
Quickstart Guide to Master Your Personal Finances and Your BudgetBudgeting is arguably the single most important factor that determines the state of your personal financial affairs - the power of proper budgeting cannot be overstated, but it only works if you know how to do it right! Need to be a better budgeter?With this guide you will be armed with the fundamental knowledge you need to succeed at budgeting and give your personal finances a complete makeover. You'll also learn how to avoid making mistakes that could prevent you from achieving your financial dreams!Here is a preview of what you will learn in this guide:
  • Introduction
  • Chapter 1: Budgeting Basics and Benefits
  • Benefits of budgeting
  • Budgeting styles
  • Chapter 2: Creating A Basic Budget Step-by-Step
  • Determining your net worth
  • Creating Chris' budget
  • Chapter 3: Budget Busts 1 and 2 - College and Housing
  • Paying for college (before and after)
  • Budgeting for housing
  • Chapter 4: Budget Busts 3 and 4 - Debt and Retirement
  • Tackling debt
  • Saving (and paying) for retirement
  • Chapter 5: Most Common Pitfalls When Trying to Follow A Budget
  • Pitfall #1: Not knowing exactly where your money is going each month
  • Pitfall #2: Not accounting for unexpected expenses
  • Pitfall #3: Having the exact same budget for every month or season
  • Pitfall #4: You are impatient
  • Pitfall #5: Budgeting stress you out
  • Chapter 6: How To Reduce Your Spending
  • Decide how much money you want to save
  • Try a spending freeze
  • Take a closer look at your budget categories
  • Take steps to cut spending in specific categories
  • Chapter 7: Getting Help With Budgeting
  • Professionals
  • Education resources
  • Best online budget tools
  • Best apps for budgeting
  • Conclusion
  • And So Much More!
Even if you have no background in budgeting or personal finance, have no fear! With this guide in your hands that will not be a barrier for you any longer. Learn how to successfully budget and get your personal finances in order when you grab this guide now!

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