Building Or Buying a House - A Guide to Wise Investment

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Read Books, 2007 - Architecture - 168 pages
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THE AUTHORS FOREWORD a home If you intend to buy If you intend to build a home for your own occupancy If you intend to buy a lot to hold until you are ready to build If, in short, you belong to that great class of Americanswho look forward to owning a home someday, this book is for you. We are assuming that you expect to live in this home yourself. Hence you have a peculiar interest in eliminating hazards, inconveniences, and sources of future trouble. Because it will be your home, it should be adapted to your own living habits. It should be right for you and your family. We are assuming that you have nomoney to waste, that you hope to make a sound investment. All of us who collaborated in writing the book have devoted our whole professional lives to the practice and teaching of building design and construction. We all own our homes. We sincerely hope that others may profit from our experience. In the end, of course, the decisions must be your own. It will be your knowl- edge, your business judgment, that determines success or failure in the under- taking. What we can do here is give you facts, remind you of things to look for, and possibly sharpen your critical sense. We are offering a multitude of practical suggestions and warnings too about all sorts of problems related to home ownership financing, selecting a site, planning, judging the construction, negoti- ating agreements and contracts. All are important. We have tried to present a concise, nontechnical, usable guide for ordinary persons whose experience in such matters is limited. We hope the book will help. - CONTENTS PAGE FINANCING 3 Moral Risk What Is a Mortgage The Straight Mortgage The Amortized Mortgage Methods of Payment Total Cost of a Mortgage F.H.A...

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