Business Checking Freedom Act of 2003: report together with dissenting views (to accompany H.R. 758) (including cost estimate of the Congressional Budget Office).
U.S. Government Printing Office, 2003 - Bank deposits - 34 pages
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amount Annual percentage rates automated teller machine Aye Nay Present BANK FEES billion Board of Governors Business Checking Freedom business demand deposit CBO estimates Checking Freedom Act clause Committee contractual clearing balances cost current law deﬁned demand deposit accounts deposit or account depository insti depository institutions enactment of H.R. eral Reserve escrow escrow account Federal Deposit Insurance federal funds rate Federal Reserve Act Federal reserve bank Federal Reserve System fees and minimum fees imposed ﬁrst ﬁscal years 2003 Ginny Brown-Waite income and payroll increase interest on business interest on required interest on reserves interest payments legislation maintained member bank ment minimum balances negotiable order offset order of withdrawal paragraph pay interest payment of interest percent proﬁts pursuant to subsection receipts Record vote remit Representative Aye Nay required reserve balances REQUIRED.—The Board retail banking services revenue loss signiﬁcant subparagraph surplus fund teller machine transactions tion transaction accounts Treasury securities