California real estate finance

Front Cover
Real Estate Education Co., Jun 1, 1992 - Law - 469 pages
Newly revised and updated, this guide covers the most recent FHA/VA and CalVet guidelines, and includes real-life examples and scenarios for real estate licensees and broker license candidates. It provides clear, easy-to-grasp coverage of California-specific finance.

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Contents

Nature and Cycle of California Real Estate Finance
1
Money and the Monetary System
26
Where do we get the money?
55
Semifiduciary and Nonfiduciary Sources
79
What kinds of loans are available?
112
Federal and State Financial Regulations
150
Junior Real Estate Finance
181
Contemporary Real Estate Finance
196
Real Estate Loan Underwriting
274
Processing Real Estate Loans
305
What happens after the loan is made?
324
Defaults and Foreclosures
344
What are the financial strategies and math calculations?
369
Mathematics of Real Estate Finance
391
Glossary
430
Answer Key
454

How do I get a loan?
237
Copyright

About the author (1992)

Lush, real estate broker, author and lecturer, is acclaimed as one of the finest real estate trainers.

David Sirota is founder and Chairman Emeritus of Sirota Consulting, a firm with a national reputation for improving performance by systematically measuring and managing employee, customer, and community relationships. He previously served as IBM director of behavioral science research and application. Sirota has taught management at Cornell, Yale, MIT, and Wharton, and was a study director at the University of Michigan's Institute of Social Research. His work has been featured in "Fortune" and "The New York Times," He holds a doctorate in social psychology from the University of Michigan. Louis A. Mischkind has been involved with organizational effectiveness-research and practical application-for over 35 years. Prior to joining Sirota Consulting, he was Program Director of Executive Development at IBM, Advisor on Human Resources to the President of IBM's General Products Division, and in charge of opinion surveys and management assessment for IBM's technical community. He has taught courses in social and organizational psychology at New York University and holds a master's degree in experimental psychology from Columbia University and a Ph.D. in organizational psychology from New York University. Michael Irwin Meltzer joined Sirota Consulting full-time in 2001 as Managing Director, after serving as its General Counsel for 20 years. He has advised businesses ranging from financial consultancies and real estate developers to sales, distribution, and construction organizations. He has also served as an Adjunct Assistant Professor at Pace University, teaching business organizations, real-estate law, and trusts and estates. He holds a J.D. from Brooklyn Law School.
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