California real estate finance
Prentice Hall Career & Technology, 1994 - Business & Economics - 520 pages
Highly practical in focus, this book reflects today's everchanging real estate market as it examines such basic principles as creative financing, construction financing, adjustable and variable rate mortgage plans, and real estate mathematics.Focusing on financing for the home buyer, this book covers buyers in all income categories and discusses various types of lenders; different types of financing; the process of a mortgage; and common mortgage problems with some potential solutions. The sixth edition of California Real Estate Finance has been revised to incorporate a simplified presentation, while expanding coverage of many topics. It includes a unique new chapter on financing for low- and moderate-income home buyers. The book also now includes a section on the use and application of the financial calculator for solving real estate problems.
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ALTERNATIVE MORTGAGE INSTRUMENTS
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amortization annual annual percentage rate application appraisal balance balloon payment borrower borrower's broker buy-down buyer Cal-Vet California cash Chapter charge clause closing costs commercial banks construction loan contract conventional lenders conventional loans County debt deed of trust deposits discount DVA loans equity escrow example expenses Fannie Mae Federal FHA loan Figure foreclosure Freddie Mac funds Home Loan income increase installment institutional lenders insurance companies interest rate investment investors lender lending lien loan amount loan associations maximum loan ment month monthly payments mortgage companies mortgage insurance negative amortization notice of default owner paid payable prepayment penalty principal and interest private mortgage insurance promissory note purchase qualify real estate financing real estate loans real property recorded rent S&Ls sales price savings and loan secondary market Security Instrument Self-Test sell seller trust deed trustor undersigned Vendee Vendor veteran