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Repositioning Employee Benefits to Meet the Challenges of
Measuring Total Compensation
HealthCare StatisticsWhat Employers Really Need to Know
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actual Actuaries Adequacy Index amount average averaging rules benefit managers benefit program business segment capital gain claims communication effort company's compensation and benefits considered corporate coverage death benefit decisions dollars effective electronic printing employee benefit plans employee communications employee's enrolled actuary example Exhibit format future goals health-care Herman Smith Hewitt Associates impact important Individual Retirement Account inflation issues letterpress printing liability lifestyle long-term disability plan looseleaf medical plan Medicare offset printing options organization organization's participants pension perspective position pre-retirement printing method problems profit-sharing QLS distribution questions retirement age retirement income retirement planning rollover salary replacement ratio savings plan Section 402 single booklet Social Security Society of Actuaries SPDs special tax treatment spend Spendwise spouse survey taxable distribution three-ring binder thrift plan top management total compensation