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OVERVIEW AND DISCUSSION
B Special Cost Management Features
More Detail on Specific Cost Management Features
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1984 or earlier Aerospace & Defense basic/major medical plans considered 25 continued hospital stay cost management efforts COST MANAGEMENT FEATURES Covered in 1984 data analysis Deductible Amount Defense IAM Diversified Mfg employee unit employee's Employees Employees Employees Energy & Oil Fabricated Metals Financial reward e.g. full cost health care costs health care services Hewitt Associates higher level HMO option home health Hospice Care Services hospital and surgical hospital billings hospital utilization review Hospital/Surgical Coinsurance impact Increased/introduced Industrials Nonindustrials inpatient surgery Internal staff level of reimbursement mandatory second surgical maximum Median medical claim cost medical expenses nonemergency Nonindustrials Under 3,000 number of companies out-of-pocket expense outpatient basis outpatient surgery Participants percent PLAN FINANCING PROMOTION AND PREVENTIVE Reimbursement account second opinion second surgical opinion self-funded Smoking cessation Sponsored in 1984 stop-loss surgical charges surgical procedures survey companies Survey Question Table Third-party administrator Total union employees utilization review review