The Comptroller and the Transformation of American Banking, 1960-1990
Covers the history of the oversight of the American banking industry by the Office of the Comptroller of the Currency (OCC), beginning in 1960 and continuing to 1990. It begins with a discussion of the OCC in 1960 -- regulation and supervision under the New Deal regime, and continues with an examination of the beginning of the banking revolution, 1960-72; the crisis years, 1973-75; revitalizing the OCC, 1975-80; and the challenge of the 1980s. Extensive bibliography. Photos, tables and figures.
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1st Sess administration agency's Annual Report 1974 bank failures bank holding companies Bank Merger bank regulators bank's Bankers Benston billion branch banking branches capital CBCTs charters commercial banks Committee on Banking competition Comptroller Saxon Comptroller Smith Comptroller's Cong Congress consumer Continental Illinois Currency Deputy Comptroller economic examination and supervision expand FDIC Federal Deposit Insurance Federal Reserve Bank Federal Reserve Board Financial Institutions foreign Franklin Franklin National Bank funds Glass-Steagall Act Golembe and Holland Haskins & Sells Housing and Urban increase interest rates interstate banking investment largest banks legislation lending loan losses mergers and acquisitions Motter national bank examiners national banking system nonbank OCC's one-bank holding companies operations Penn Square percent Problem Banks Quarterly Journal regional Regulation Q regulatory agencies Review Senate Committee Subcommittee supervisory Texas Todd Conover total assets U.S. Government Urban Affairs USNB Wall Street Journal Washington York
Page 42 - Discriminate in fixing the amount, interest rate, duration, application procedures or other terms or conditions of such a loan, or in appraising property. IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST, YOU SHOULD SEND A COMPLAINT TO: Assistant Secretary for Fair Housing and Equal Opportunity Department of Housing & Urban Development Washington, DC 20410 For processing under the Federal Fair Housing Act, and to:
Page 42 - EQUAL HOUSING LENDER We Do Business in Accordance With Federal Fair Lending Laws UNDER THE FEDERAL FAIR HOUSING ACT, IT IS ILLEGAL, ON THE BASIS OF RACE, COLOR, NATIONAL ORIGIN, RELIGION, SEX, HANDICAP, OR FAMILIAL STATUS (HAVING CHILDREN UNDER THE AGE OF 18), TO:
Page 42 - Deny a loan for the purpose of purchasing, constructing, improving, repairing or maintaining a dwelling, or deny any loan secured by a dwelling; or
Page 72 - so closely related to banking or managing or controlling banks as to be a proper incident thereto.
Page 44 - a governor of the Federal Reserve Board, the chairman of the Federal Home Loan Bank Board, and the chairman of the National Credit Union Administration.
Page 42 - Because a right was exercised under the Consumer Credit Protection Act. IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST, YOU SHOULD SEND A COMPLAINT TO:
Page 11 - concentration is contrary to the fundamental premise that the banking system of the United States should rely for its vitality on vigorous competition by a multitude of independent banks, locally organized, locally financed, and locally managed.
Page 83 - McCulloch, Hugh Clarke, Freeman Hulburd, Hiland R. Knox, John Jay Cannon, Henry W. Trenholm, William L. Lacey, Edward S. Hepburn, A. Barton Eckels, James H. Dawes, Charles G. Ridgely, William Barret Murray, Lawrence
Page 41 - in lending on the basis of race, color, religion, national origin, sex, marital status, or age.