Confidentiality of Insurance Records: Hearings Before a Subcommittee of the Committee on Government Operations, House of Representatives, Ninety-sixth Congress, First and Second Sessions, on H.R. 5646 ... H.R. 6518 ... H.R. 7052 ... November 27, 1979, March 3, 6, May 1 and 22, 1980 |
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Common terms and phrases
action adverse underwriting decision amendment American Insurance Association ance application authorization believe Chairman claimant committee concerning confidentiality CONGRESS THE LIBRARY consumer reporting agency costs disclosed disclosure DRINAN employees enacted enforcement ERLENBORN Fair Credit Reporting Fair Insurance Information Federal bill Federal legislation files Government individual's information collected Information Practices Act institution or agent insurance commissioners insurance companies insurance consumers insurance industry Insurance Information Practices insurance institution insurance policy insurance support organization insurance transaction insurance-support organization issue LIBRARY OF CONGRESS McCarran-Ferguson Act medical information model privacy act NAIC bill NAIC Model Privacy National Consumers League natural person notice notification policyholders port organization PPSC pretext interviews PREYER Privacy Commission privacy legislation Privacy Protection Study privacy rights problems Protection Study Commission purposes reasons recommendations recorded personal information regulation regulatory request Richardson Preyer specific standards subcommittee sumer surance Task Force Thank third party tion violation
Popular passages
Page 420 - No Act of Congress shall be construed to invalidate, impair. or supersede any law enacted by any State for the purpose of regulating the business of insurance...
Page 318 - consumer reporting agency" means any person which, for monetary fees, dues, or on a cooperative nonprofit basis, regularly engages in whole or in part in the practice of assembling or evaluating consumer credit information or other information on consumers for the purpose of furnishing consumer reports to third parties, and which uses any means or facility of interstate commerce for the purpose of preparing or furnishing consumer reports. (g) The term "file", when used in connection 'with information...
Page 311 - The intensity and complexity of life, attendant upon advancing civilization, have rendered necessary some retreat from the world, and man, under the refining influence of culture, has become more sensitive to publicity, so that solitude and privacy have become more essential to the individual...
Page 322 - A concurrence of wills. Express consent is that directly given, either viva voce or in writing. Implied consent is that manifested by signs, actions, or facts, or by inaction or silence, which raise a presumption that the consent has been given.
Page 553 - ... to protect a class of persons which includes the one whose interest is invaded, and (b) to protect the particular interest which is invaded, and (c) to protect that interest against the kind of harm which has resulted, and (d) to protect that interest against the particular hazard from which the harm results.
Page 329 - ... (I) the categories of sources of records in the system; (5) maintain all records which are used by the agency in making any determination about any individual with such accuracy, relevance, timeliness, and completeness as is reasonably necessary to assure fairness to the individual in the determination...
Page 618 - In addition to other penalties provided by law, be guilty of a misdemeanor and. upon conviction thereof, be fined not more than $10.000, or Imprisoned for not more than one year, or both, together with the costs of prosecution.
Page 651 - Congress hereby declares that the continued regulation and taxation by the several States of the business of insurance is in the public interest, and that silence on the part of the Congress shall not be construed to impose any barrier to the regulation or taxation of such business by the several States.
Page 318 - consumer report' means any written, oral, or other communication of any information by a consumer reporting agency bearing on a consumer's credit worthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living which is used or expected to be used or collected in whole or in part for the purpose of serving as a factor in establishing the consumer's eligibility for (1) credit or insurance to be used primarily for personal, family, or household...
Page 576 - They conferred, as against the government, the right to be let alone— the most comprehensive of rights and the right most valued by civilized men.