Consumer's Resource Handbook, 1996

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DIANE Publishing, Jul 1, 1996 - 125 pages
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Includes: corporate consumer contacts; better business bureaus; trade association & other dispute resolution programs; state, county & city government consumer offices; selected federal agencies; military commissary & exchange contacts; media programs; occupational & professional licensing boards; legal help; consumer credit counseling services; consumer groups & much more. Especially helpful for consumer complaints or problems

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Page 112 - Architectural and Transportation Barriers Compliance Board 1331 F Street, NW Suite 1000 Washington, DC 20004-1 1 1 1...
Page 109 - Department of Veterans Affairs, 810 Vermont Avenue, NW., Washington, DC 20420, (202) 233-3005.
Page 20 - Number (EIN), in place of your Social Security Number in applying for credit; or • says it is legal to establish a new credit identity. You can rebuild your good credit by handling credit responsibly. You might consider contacting a Consumer Credit Counseling Service office, which are nonprofit organizations that will provide help at little or no cost to you. These agencies are listed in the State and Local Organizations section on the following pages.
Page 21 - A creditor is someone to whom you owe money. When you apply for credit, a creditor may not: • ask about or consider your sex, race, national origin, or religion; • ask about your marital status or your spouse, unless you are applying for a joint account, relying on your spouse's income, or you live in a community property...
Page 25 - ... to obtain your prize. • Be realistic. Make your decision based on how much you will use it and if it suits your recreational and vacation purposes. Don't decide to purchase based on an investment possibility. It might be difficult or almost impossible to resell. • Ask about additional costs such as finance charges, annual fees, and maintenance fees. Maintenance fees can go up yearly. • Compare your total annual cost with that of hotels or your normal vacation expenses. • Ask about availability...
Page 27 - ... the poison control emergency number near your phone. Get rid of old and dated products. • Look for tamper-resistant packaging on foods and medicine. • Watch out for dinnerware decorated with lead paint or glaze, and for lead crystal decanters. • Contact the Auto Safety Hotline at (888)327-4236 to report safety problems, and to obtain recall and safety information on new and used cars, trucks, motorcycles, motor homes, child seats, and other motor vehicle equipment. The US Office of Consumer...
Page 16 - Mail it within the three-day limit, making sure it's post-marked before midnight of the third business day. Sending it by certified mail will show proof that it was mailed. • If you were not given the cancellation form at the time of sale, your right to cancel continues until three days after the seller finally gives it to you. You can write your own letter cancelling the sail and send it return receipt requested.
Page 19 - These cards usually require you to set aside money in a separate bank account in an amount equal to the line of credit on the card to guarantee that you will pay the credit card debt. Some of these offers advertise that secured cards can be used to repair a bad credit record, but no matter how well you handle this account, your payment history on your past debts still will be taken into consideration when you apply for credit, employment, or housing.
Page 25 - Be wary of travel offers which ask you to redeem vouchers or certificates from out-of -state companies. Their offers are usually valid only for a limited time and on a space-available basis. The hotels are often budget rooms and very uncomfortable. The company charges you for the trip in advance, but will the company still be in business when you're ready to take the trip? • Check the reputation of any travel service you use, especially travel clubs offering discounts on their services in exchange...
Page 27 - Value (DRV) as established in 101.9(c) and their subcomponents (hereinafter referred to as "(b)(2)dietary ingredients"), (i) The (b)(2)-dietary ingredients to be declared, that is, total calories, calories from fat, total fat, saturated fat, cholesterol, sodium, total carbohydrate, dietary fiber, sugars, protein, vitamin A, vitamin C, calcium and iron...

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