Credit Card Interchange Fees: Hearing Before Antitrust Task Force of the Committee on the Judiciary, House of Representatives, One Hundred Tenth Congress, First Session, July 19, 2007, Volume 4 |
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acquiring advertising American Express anticompetitive Antitrust Task Force benefits billion BUHRMASTER card acceptance card associations card fees card interchange fees card issuers card transactions card-issuers cardholders cartel cash discounts Chairman Conyers charge COHEN Committee community banks competition consumers and merchants Conyers and Ranking cost credit and debit credit card companies credit card interchange customers debit card DELAHUNT DUNCAN electronic payment system Federal financial institutions fraud going grocery hearing hidden higher interchange increased inter interchange rates Interchange Reimbursement Fee issuing banks John Conyers Judiciary KELLER market power member banks Merchant Perspectives merchants and consumers Mierzwinski MURIS National National Retail Federation Network offer oligopoly payment card system percent PIRG practices price-fixing profit purchase Ranking Member Chabot retailers RIC KELLER rules SHEILA JACKSON LEE small businesses Steve Chabot sumers Thank two-sided market unfair United Visa and MasterCard Visa or MasterCard Visa's