Credit card practices: fees, interest charges, and grace periods : hearing before the Permanent Subcommittee on Investigations of the Committee on Homeland Security and Governmental Affairs, United States Senate, One Hundred Tenth Congress, first session, March 7, 2007, Volume 4
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Wesley Wannemacher Consumer Lima Ohio
Hammonds President Bank of America Card Services Bank
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American Express amount annual percentage rate apply assessed Atal average balance transfers Bank of America bankruptcy billing cycle billing statement cardholders Carl Levin cash advances Chairman Chase Card Services costs credit card accounts credit card balances credit card bill credit card companies credit card debt credit card disclosures credit card industry credit card issuers credit card lenders credit education credit limit customer's daily balance example Federal Reserve finance charges Government Accountability Office grace period Hammonds households income increase interest and fees interest charges interest rates late fees late payment lending loan month Norm Coleman offer over-limit fees paid payment due date penalty fees percent Permanent Subcommittee pricing profits programs purchases rates and fees received Regulation revenues risk-based pricing Senator Levin Senator McCaskill six largest issuers solicitations sponsorship agreements Srednicki Subcommittee on Investigations transaction universal default Wannemacher