Credit card practices: unfair interest rate increases : hearing before the Permanent Subcommittee on Investigations of the Committee on Homeland Security and Governmental Affairs, United States Senate, One Hundred Tenth Congress, first session, December 4, 2007, Volume 4
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Janet Hard Consumer Freeland Michigan
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amount ANNUAL PERCENTAGE RATE apply APR increase Balance Transfers Bank of America behavior billing cycle billing statement Board Bonnie Rushing Capital Card Services cardholder's cardholders Cash Advances Cashback Bonus change in terms change-in-terms Chase checks consumers credit bureau credit card account Credit Card Agreement credit card companies credit card debt credit card issuers credit limit credit line credit report credit score customer's disclosure Discover Card EXXONMOBIL Federal FICO score finance charges FREELAND Ml Glasshof going Hammonds Hard's higher interest rate hiked Hochschild interest rate increase late fee late payment lenders loan lower Minimum Payment Due month notice notify offer opt out procedure opt-out overdraft protection paid percent Permanent Subcommittee prime rate purchases received reject repricing Revisions to Regulation risk risk-based pricing Schumer Box Senator Carper Senator Coleman Senator Levin Senator McCaskill Subcommittee on Investigations transaction fee trigger variable rate