Electronic Payment SystemsAs the Internet continues to transform commerce, the method of payment is critical to conducting business across the network. This work offers a survey of the major electronic payment systems available, from a technical user perspective. Requiring a basic familiarity with computing and networking, the book covers various Internet payment systems including E-cash, SET (secure electronic transactions), FSTC electronic check project, and Millicent. It also identifies the properties unique to various systems, provides a working knowledge of the necessary cryptography, and explains the protocols involved. |
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Common terms and phrases
account number acquirer algorithm allows anonymity authentication authorization blind signature broker scrip buyer capture card details cardholder cardholder's certificate chip card cipher clearing client Computer credit card credit card number cryptographic currency server customer_secret customer's CyberCash CyberCoin database debit decrypt digital cash digital signature dual signature Ecash EEPROM electronic cash electronic check electronic payment encrypted EncSlip exchange FSTC H(Common hardware hash function identified identity Internet involved issuer Kerberos merchant message digest MicroMint micropayment Millicent minting Mondex NetBill server NetCash NetCheque parties payee payer payment protocol payment slip payment systems payword chain plaintext public key public-key cryptography purchase random number receipt SALTC scheme secret key sends sent SEPP serial number session key shown in Figure Sigm signed smart card specific spent SubScrip symmetric ticket transfer user's valid coins vendor scrip verify wallet Web server



