Employee benefits in medium and large private establishments

Front Cover
United States. Bureau of Labor Statistics, 1991 - Business & Economics
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Contents

Disability benefits
16
19 Participation in sickness and accident insurance plans and paid sick leave plans
19
Provision
20
Average number of days at full pay by type of plan
22
Average number of days at full pay by sickness and accident insurance coordination
23
Unused sick leave policy and carryover provisions
24
Lengthofservice requirements for participation
25
28 Type and duration of payments
26
Benefits based on percentofearnings formula by maximum weekly benefit
29
Lengthofservice requirements for participation
30
31 Method of determining payment
31
Benefits based on percentofearnings formula by maximum monthly benefit
33
Maximum disability income provisions by type and amount of maximum
35
Provision for survivor benefits
36
Chapter 4 Medical dental and vision care
37
Coverage for selected categories of care
47
Fee arrangement and financial intermediary
49
Overall limitationsamount of deductible
50
Overall limitationsoutofcpoci et expense limits
51
Overall limitationsmaximum benefit provisions
52
Inhospital surgical benefits by type of payments
53
Managed care benefit provisions
54
Second surgical opinion provisions
55
Mental health benefits by extent of benefits
56
Alcohol abuse treatment benefits by extent of benefits
58
Selected plan features
59
Coverage for selected special benefits
60
Contributory plans by type and amount of employee contribution
61
Average monthly contribution for employee and family coverage
63
Lengthofservice requirements for participation
64
Coverage after retirement by benefit provisions and age of retiree
65
64 Contributory standalone dental plans by type and amount of employee contribution
66
Extent of coverage for selected procedures
67
Deductible provision
69
Orthodontic benefits by lifetime maximum amount of coverage
70
Terminal earnings formulas by definition of terminal earnings
88
Earningsbased benefit formulas by definition of earnings
89
Dollar amount benefit formulas by type and amount of formula
90
Provision for integration of pension with Social Security benefit
91
Maximum benefit provisions
92
Average replacement rates for specified final earnings and years of service for retirement at age 65
93
Average replacement rates for specified final earnings and years of service for retirement at age 55
95
Minimum age and associated service requirements for normal retirement
96
Minimum age and associated service requirements for early retirement
97
Early retirement by reduction factor for immediate start of payments
98
Provisions for disability retirement
99
Vesting schedules
100
Provision for early receipt of deferred vested benefits by comparison of reduction factors with early retirement
101
Provision for postretirement survivor annuity
102
Age and lengthofservice requirements for participation
103
Defined contribution plans
104
Retirement and capital accumulation plan coverage
108
Combinations of defined benefit and defined contribution plans
109
Employee contributions with pretax dollars
110
Pretax employee contributions by method of determining contribution
111
Employer matching contributions
113
Average annual contributions by annual earnings and allowable contribution levels
115
Investment of employee and employer contributions
116
Early withdrawal of employer contributions
117
115 Provisions of deferred profitsharing plans
118
Age and lengthofservice requirements for participation
119
Vesting schedules
120
Plan administration
121
Type of plan sponsor
123
Type of plan financing 124
vii
Eligibility 125
xii
Participation in selected employee benefit programs 127
127
Eligibility for specified benefits 128
143
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