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A NEW PARADlGM
THE BENEFlTS MANAGEMENT FUNCTlON
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accrued benefit actually actuarial amount annual assets assumptions average BankAmerica benefit costs benefit coverages benefit management benefit payments benefit programs benefit statement benefits executive cash changes claims administrator claims payment consultant corporate developed disability benefits disability income dollar earnings economic effective eligible employee benefit plans employee benefits employee contributions employee's employment ERISA evaluation expected expense factors Flexible Spending Account function future goals health maintenance organizations impact important increase inflation interest investment liability long-range plans long-term disability Medicare ment method objectives options organization paid participants pension plan percent of payroll personnel plan costs plan sponsor ployee premium productivity profit-sharing projected reports responsibility result retirement income retirement plans risk salary self-funded social security benefits specific survey termination of employment tion trends underwriter unem utilization