Enforcement of the Fair Housing Act of 1968: hearing before the Subcommittee on the Constitution, Civil Rights, and Civil Liberties of the Committee on the Judiciary, House of Representatives, One Hundred Tenth Congress, second session, June 12, 2008, Volume 4
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Ms Jessie K Liu Deputy Assistant Attorney General Civil Rights Division
Mr James H Carr Chief Operating Officer National Community Reinvest
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African African-American agencies alleged American areas Baltimore banks borrowers Boston Fed study brokers Carr Civil Rights coefficient color Committee complaints consumer Conyers credit history credit scores data set default Department of Justice disability discriminatory disparate impact Distressed Communities economic errors Fair Housing Act fair housing enforcement fair lending Fannie Mae Fargo Federal Reserve FHAP FHIP filed financial services foreclosure foreclosure crisis funding GUIDELIN high-cost Hispanic HMDA data homeowners homeowners insurance homeownership households housing discrimination HUD's Hurricane Katrina income increase interest rates investigations issue Kendrick Latino lenders lending practices Liebowitz loan applications lower-income million minority mortgage discrimination mortgage lending mortgage loans Nadler NCRC NFHA opportunity payments percent policies predatory lending race racial ratio real estate redlining rejection rates rental result segregation subprime lending subprime loans subprime market subprime mortgage testing underwriting United variables violations